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Employee Benefits.
Two words that add approximately 35 percent to your employees' overall compensation. While benefits comprise an important part of your employees' total compensation, it is becoming more and more difficult to construct the right health care plan to meet their needs and protect your bottom line simultaneously.

The Impact of Health Care Reform

Today's changing health care environment is full of issues. Insurance companies and politicians are at odds as to how health care coverage will look in the future. The Health Insurance Portability and Accountability Act has made the creation of an effective health care plan even more challenging. How will the end result of health care reform impact your bottom line?

Today's health insurance environment requires that you partner with insurance benefits "experts" to help develop a plan that makes sense for your business. The agents and staff at Spillman & Wotyla have the experience to provide you with the perspective you require to make sound decisions.

Review Your Current Program

Businesses like yours are constantly reassessing their benefits programs and making adjustments as needed. They also review the quality of service and support provided by their agent. Have you?

Ask yourself these questions:

Is your current broker reviewing markets on at least an annual basis?

Is your current broker advising you on plan designs to maximize your premium dollars?

Does your current broker monitor legislative issues and advise your company accordingly?

Does your current broker have strong relationships with insurance companies to ensure that your objectives and expectations for products and services are delivered at a competitive price?

If you answered no to any of these questions, you should consider the experts at Spillman & Wotyla. We specialize in all aspects of employee benefits. Including:

Fully insured health care plan

Health Savings Accounts (HSA)

Health Reimbursement Arrangements (HRA)

Group long term disability

Group term life insurance

Group weekly disability income

Group long-term care

Voluntary (employee paid) coverage

Dental insurance

401K plans

Section 125 plans

 

Contact us today and let us assist you in assessing your current employee benefits situation. You can contact us via email, telephone or information request form.



Company Bio

Spillman & Wotyla (Whoa-til-uh) Insurance was founded in 1955. As a leading provider of insurance and risk management products, we have steadily built the agency to provide the full range of insurance services required today. Services you can trust and count on.

Spillman & Wotyla has become a strong agency in the Chicagoland area, with a solid professional staff. This is a result of knowing who our clients are, what our clients want and understanding how we can meet each client's needs. We focus on solutions.

For the third consecutive year we have been included in the Independent Insurance Agents of America (IIAA) Best Practices Study. Our selection confirms our status as one of the top 30 independent agencies in the United States.

At Spillman & Wotyla our commitment is always to our client (We treat their interests as if they were our own). For over 50 years, Spillman & Wotyla has provided the finest insurance services to its community. And we dedicate ourselves to constantly meet the changing needs of our diverse clientele now and in the future.

Come on in and discover for yourself the Spillman & Wotyla difference.